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Prism Data

New York, United States

series-a$20M raisedFreshly fundedFintechalternative underwritinglending infrastructure

◆ Total Raised

$20M

◆ Stage

series-a

◆ Location

New York, United States

◆ Links

◆ About Prism Data

Cash flow analytics startup that uses bank transaction data to assess creditworthiness and provide alternative underwriting for gig workers and non-traditional income earners.

◆ What sets it apart

Prism converts raw, consumer-permissioned bank transaction data into decision-ready cash-flow scores and income insights that complement or extend traditional credit data.

◆ Sectors

Fintechalternative underwritinglending infrastructureopen bankingfraud detectionincome verification

◆ Business

ModelSaaS

CustomerBanks, credit unions, fintech lenders, and other financial product providers

◆ Notable

  • CashScore cash-flow underwriting score
  • Billions in credit originations supported
  • Strategic integrations with Socure RiskOS and Engine by Gen

◆ Funding rounds

19 Oct 2026

Led by Story Ventures

With FINTOP, Core VC, Obvious Ventures, 1st & Main Growth Partners, Mana Ventures

Source ↗

◆ Explore the market

◆ FAQ

What does Prism Data do?

Cash flow analytics startup that uses bank transaction data to assess creditworthiness and provide alternative underwriting for gig workers and non-traditional income earners.

Where is Prism Data based?

Prism Data is based in New York, United States.

How much has Prism Data raised?

Prism Data has raised $20M in tracked funding and is currently at the series-a stage.