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OpenDebt

Sydney, Australia

pre-seed$1.4M raisedFreshly fundedFintechEnterprise SoftwareAI Infrastructure

Total Raised

$1.4M

Stage

pre-seed

Location

Sydney, Australia

Founded

2025

Team size

1-10

Links

About OpenDebt

Sydney-based fintech startup providing an AI-native platform that deploys autonomous agents to manage debt collection conversations with regulatory compliance and hardship detection.

What sets it apart

It combines autonomous collection agents with live compliance support and hardship-aware escalation inside regulated workflows.

Sectors

FintechEnterprise SoftwareAI InfrastructureRegtech

Business

ModelSaaS

CustomerLenders, collection agencies, and other regulated financial services teams

Notable

  • Rebranded from Whispa to OpenDebt
  • Backed by Blackbird and Antler
  • Raised a $2 million pre-seed round
  • Works with listed lenders and specialist collection agencies

Backing funds on Raise

Funding rounds

22 Sept 2026

Led by Blackbird Ventures

With Antler

Source ↗

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FAQ

What does OpenDebt do?

Sydney-based fintech startup providing an AI-native platform that deploys autonomous agents to manage debt collection conversations with regulatory compliance and hardship detection.

Where is OpenDebt based?

OpenDebt is based in Sydney, Australia, founded in 2025.

How much has OpenDebt raised?

OpenDebt has raised $1.4M in tracked funding and is currently at the pre-seed stage.

Who has invested in OpenDebt?

Investors in OpenDebt include Blackbird and Antler.