Payload
Cincinnati, United States
◆ Total Raised
$9M
◆ Stage
series-a
◆ Location
Cincinnati, United States
◆ Founded
2019
◆ Team size
11-50
◆ Links
◆ About Payload
Embedded-payments platform that integrates payment acceptance, payouts, risk monitoring and customer-verification functions directly into business software workflows.
◆ What sets it apart
A unified API and object model that bundles payment acceptance, payouts, KYC/onboarding, risk monitoring, and embedded banking into one platform for complex funds flows.
◆ Sectors
◆ Business
Modeltransactional
CustomerSoftware platforms, SaaS providers, and merchants that need embedded payments, payouts, and compliance workflows
◆ Notable
- Integrated with over 15 leading real estate back-office and transaction management platforms
- Processing close to $500M per month and roughly $6B annually as of 2026
- Named a 2022 start-up to watch by the Cincinnati Business Courier
- Secured a strategic investment from Fifth Third in 2026
◆ Funding rounds
◆ Explore the market
◆ FAQ
What does Payload do?
Embedded-payments platform that integrates payment acceptance, payouts, risk monitoring and customer-verification functions directly into business software workflows.
Where is Payload based?
Payload is based in Cincinnati, United States, founded in 2019.
How much has Payload raised?
Payload has raised $9M in tracked funding and is currently at the series-a stage.
Who has invested in Payload?
Investors in Payload include Fifth Third.