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Stoa

Watlington, United Kingdom

pre-seed$2.3M raisedFintechcash managementrewards platform

◆ Total Raised

$2.3M

◆ Stage

pre-seed

◆ Location

Watlington, United Kingdom

◆ Founded

2024

◆ Team size

1-10

◆ Links

Website ↗LinkedIn ↗

◆ About Stoa

UK FinTech startup offering a cash management platform that enables consumers and businesses to unlock upfront lifestyle and business value from idle cash deposits.

◆ What sets it apart

Stoa delivers upfront lifestyle perks and subscriptions from idle cash instead of traditional interest, fundamentally changing how savings generate value.

◆ Sectors

Fintechcash managementrewards platformbehavioral analyticspersonal finance

◆ Business

ModelSaaS

Customerconsumers and small businesses (SMEs)

◆ Notable

  • Launched from stealth with pre-seed funding backed by investors connected to Citi, Goldman Sachs, HSBC, and AOL
  • Targets UK's £614 billion pool of idle savings
  • Offers 150+ perks across 20 categories including Netflix, Strava, and airline partners

◆ Backing funds on Raise

◆ Funding rounds

pre-seed$2.3M

6 Jul 2026

Led by Bespokeist Partners, Ingenii Capital

With Force Over Mass Capital, Fuel Ventures, Suneel Hargunani, Rachel Sestini

Source ↗

◆ Explore the market

FintechPre-SeedUnited Kingdom

◆ FAQ

What does Stoa do?

UK FinTech startup offering a cash management platform that enables consumers and businesses to unlock upfront lifestyle and business value from idle cash deposits.

Where is Stoa based?

Stoa is based in Watlington, United Kingdom, founded in 2024.

How much has Stoa raised?

Stoa has raised $2.3M in tracked funding and is currently at the pre-seed stage.

Who has invested in Stoa?

Investors in Stoa include Investors connected to Citi, Investors connected to Goldman Sachs, Investors connected to HSBC and Investors connected to AOL.