← Back

Noggin HQ

Newcastle upon Tyne, United Kingdom

seed$3.0M raisedFreshly fundedFintechcredit infrastructureopen banking

Total Raised

$3.0M

Stage

seed

Location

Newcastle upon Tyne, United Kingdom

Founded

2021

Team size

1-10

Links

About Noggin HQ

Consumer credit technology startup that develops alternative credit scoring infrastructure using open banking transaction data to assess consumer creditworthiness.

What sets it apart

Uses permissioned banking transaction data and FCA-authorised credit referencing infrastructure to assess creditworthiness beyond traditional bureau scores.

Sectors

Fintechcredit infrastructureopen banking

Business

ModelSaaS

CustomerFCA-authorised lenders and consumer finance providers serving credit-invisible or thin-file consumers

Notable

  • Received FCA credit referencing authorisation
  • Raised £2.3m seed funding
  • Launched a consumer-facing comparison product for credit-checked purchases

Funding rounds

seed$3.0M

25 Aug 2026

Led by Blackfinch Ventures

With Oxford Capital, Bethnal Green Ventures

Source ↗

Explore the market

FAQ

What does Noggin HQ do?

Consumer credit technology startup that develops alternative credit scoring infrastructure using open banking transaction data to assess consumer creditworthiness.

Where is Noggin HQ based?

Noggin HQ is based in Newcastle upon Tyne, United Kingdom, founded in 2021.

How much has Noggin HQ raised?

Noggin HQ has raised $3.0M in tracked funding and is currently at the seed stage.

Who has invested in Noggin HQ?

Investors in Noggin HQ include Blackfinch Ventures, Oxford Capital, Bethnal Green Ventures, SyndicateRoom, Sie Ventures and angel investors.